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Conventional Underwriter

Date Posted: 8/21/2020

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Job Description

Our mortgage firm is looking for Conventional Underwriters to work remotely

Job Summary
Our Underwriters are essential to getting our loans to the finish line quickly & most importantly- with accuracy. The Underwriter will perform a detailed review of residential mortgage loan applications and documentation as submitted through our Lending Officers. These extensive reviews will include, but not be limited to credit reports, income documentation, asset documentation, collateral and other applicable documentation as required to render an affirmed decision.


Responsibilities/Duties

  • Develop and maintain knowledge of multiple loan product guidelines for quick and accurate answers
  • Provide quality assurance on all loan approvals
  • Analyze borrower's credit profile, collateral and capacity to repay the proposed mortgage obligation
  • Ensure loans meet both agency and government guidelines
  • Accurately calculate borrower's income and debt-to-income ratios
  • Review conditions submitted on loans and sign off on conditions where appropriate
  • Communicate loan decisions to internal departments in a timely manner
  • Works closely with Account Managers, Lending Officers & Management to answer specific loan questions or verify condition and documentation request
  • Maintain an effective working relationship with internal and external customers
  • Prioritize work queue to ensure service level agreements are met
  • Consistently meet or exceed established minimum quality & productivity goals

Requirements:
  • 3+ years' experience as an Underwriter in a similar model including multi-state experience
  • DE or SARR preferred- and sometimes required based on company needs
  • Experience with both refinance & purchase preferred
  • Strong working knowledge of FNMA and FHLMC guidelines
  • Ability to work in a fluid environment and be held to minimum production standards
  • High integrity and outstanding work ethic required
  • Excellent communication, follow up & computer skills
  • College degree preferred, but not required

Benefits
  • Competitive compensation reliant on ability & experience
  • Excellent benefits package including multiple health, dental & vision options
  • Company paid life and AD&D Insurance, as well as additional voluntary benefit possibilities
  • 401K with robust company match
  • 15+ PTO days, in addition to 8 paid company holidays


We are an equal opportunity employer and make hiring decisions based on merit. Recruitment, hiring, training, and job assignments are made without regard to race, color, national origin, age, ancestry, religion, sex, sexual orientation, gender identity, gender expression, marital status, disability, or any other protected classification. We consider all qualified applicants, including those with criminal histories, in a manner consistent with state and local laws, including the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance.
To apply please email your resume to dkelly@rothstaffing.com

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Job Snapshot

  • Employee Type:Full-Time
  • Location:Atlanta, GA
  • Job Type:Finance
  • Experience:Not Specified
  • Education:Not Specified
  • Date Posted:8/21/2020
  • Contact: Darius Kelly (949) 453-0225
  • Pay Range: $24.52 - $49.04 Hourly
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Job Reference: JO-2008-95593